CONDITIONS OF USE OF WEBSITE

This Site is controlled and operated by Easy Loans Australia Pty. Ltd. ("ELA") and complies with Australian law.

This site is intended for Australian residents, and only they may apply for any of the services on offer. Further terms and conditions will apply.

Those who choose to access the Site from other locations do so on their own initiative and are responsible for compliance with any applicable local laws.

1. No material from this Site may be copied, uploaded, posted, modified or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, home use only, provided you keep intact all copyright and other proprietary notices. The use of any such material on any other Web site or computer environment is prohibited.
   
   
2. It is a condition of use of this Site that you accept and agree to the following terms and conditions of ELA. No other terms shall apply unless stated below. ELA may vary these terms from time to time and the revised terms will be deemed to apply at the relevant time in respect of your application. By proceeding to enter the Site you agree to be bound by the following:
   
   
   1. ELA reserves the right to alter or delete material from the Site at any time and may, at any time, revise these terms by updating this posting. You are bound by any such revision and should therefore periodically visit this page to review the then current terms.
      
      
   2. While ELA uses reasonable efforts to include accurate and up to date information in the Site, ELA makes no warranties or representations as to its accuracy. ELA assumes no liability for any errors or omissions in the content of the Site.
   
   
   
3. Customer Declaration
   I/We agree that ELA may search the files of a licensed credit reference agency or agencies, who will keep a record of the search, to confirm my/our particulars and for the purpose of credit assessment. I/We agree that you may provide details of this application to a lending company who will also search the files of a licensed credit reference agency or agencies for the same purpose. A record will be kept of such searches and maybe used by other lenders in assessing future applications for finance by me/us and members of my/our household and for occasional debt tracing and fraud prevention.
   
   
4. ELA provides the Site for your general interest and information only. ELA makes no representation or warranties about the accuracy or suitability of any product or purpose of any content of the Site and all other implied warranties are excluded to the fullest extent permissible under Australian law. By using the Site you hereby agree not to rely on any of the information contained herein. Under no circumstances shall ELA be liable for any direct, incidental, special, consequential, indirect or punitive loss or damages that result from the use of the materials on the Site or the materials in any sites linked to the Site or any services offered on the Site whether by ELA or its commercial partners. ELA shall have no responsibility in respect of any goods or services brought by you from any other organisation referred to on this Site.
   

Privacy Policy

It is important that you are aware of, and give consent to, the manner in which your personal data is used by ELA

This Site does not provide facilities for the secure transmission of information across the Internet. Users should be aware that there are inherent risks in transmitting information across the Internet. Before sending the application, please ensure that you have read and accept the following.

PRIVACY ACT 1988

I/we confirm that I/we have the consent of any third party whose details I/we may disclose to Easy Loans Australia Pty. Ltd ("ELA") to disclose such details and to authorise ELA and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent loan which may be granted to me/us.

I/we agree that You and any lender resulting from this application (the "Lender") shall be entitled to use and process, by any medium, the information given by me/us in this application form and any other information about me/us which may be acquired during the lifetime of any loan ("the Data") for the following purposes:-

1. To provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to me/us by the Lender, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that ELA and /or the Lender will record false or inaccurate information if this is given by me/us and fraud is suspected.
   
   
2. To disclose the Data to credit reference agencies when requested by them for consideration of any future applications for finance made by me or members of my household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other lenders for these purposes)
   
   
3. To disclose the Data to any other company within the Lender's group of companies and/or to any third parties (for example, debt counsellors and insurers) at any time for the purposes of assessing my/our application and administering and enforcing any subsequent loan whether during the course of my/our application or during the lifetime of any loan granted pursuant to such application;
   
   
4. To disclose the Data to any third party who replaces or who may replace my/our Lender.

In the event ELA refers our application to another lender I/we:

1. Acknowledge that ELA will seek our prior permission before contacting anyone and will not contact anyone unless ELA has to.
   
   
2. Agree that any lender resulting from this application may contact us to discuss our application.
   
   
3. Consent to any lender resulting from this application obtaining from or providing to another credit provider, another financial institution or a consumer or commercial credit reporting agency information about you for the purposes of the Lender assessing your application.
   
   
4. Consent to any lender resulting from this application disclosing information back to ELA about the loan you have applied for and whether your application has been successful or not and the reasons for our decision.

PREVENTION OF MONEY LAUNDERING

The Lender and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.

RIGHT OF SUBJECT ACCESS

Information held by us will be processed only for purposes for which it has been provided. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.

PERSONAL DETAILS AND DATA PRIVACY

The personal details which you submit to us (Personal Data) are held by ELA for its own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. ELA may use the Personal Data for the purposes for purposes for which it has been provided. By submitting your Personal Data you CONSENT to it being processed by ELA

I ACCEPT